General info about online shopping cashback

What are cashback portals?

Cashback portals are websites that will give you back a percentage of your online purchase if you click on their link to get to the store that you’re shopping at.

Why would they give me cashback on my online purchases?

Because they make money by referring you to shop and share some with you so that you should want to be referred by them. Some may actually share all of it and make a profit by running ads on their website and other means.

Can I earn cashback from in-store shopping?

Some portals offer cashback for shopping in-store at certain chain stores. For Example, Rakuten has an offer for in-store shopping at H&M and many other stores). This works by having you give them your card info (linking a card) and they then automatically issue cashback when a qualifying purchase is detected on your card. Your card info will be kept secure and will only be used to calculate your cashback.

Although the biggest and most popular portals usually use “cookies” to track your online cashback (meaning that you’ll need to click through to the store from the portal), some cashback portals may use the card-linked method for online shopping as well. In that case, all you'll need to do is use the card you linked to make a qualifying purchase, and you wouldn’t need to click on anything.



Will it cost me anything to be a member of a cashback portal?

No, all the portals listed on yourgelt.com are free of any fees.

Will I need a smartphone?

No, all the portals listed on yourgelt.com can be accessed on a regular desktop browser.

How much will I get back?

It varies from portal to portal, store to store, and by product categories. For example, one portal may offer 10% back if you buy clothing at macys.com, and 1% for electronics on walmart.com, while another portal may have a different offer for those stores/categories.

Can I earn cashback even if I return what I bought?

Usually, when you return or cancel an order, the cashback is deducted from your balance. That is in fact the very reason they won’t pay you right away (you usually wait anywhere from 6 weeks to 3 months until they actually pay you)

How do I start?

First, click through an offer link on the cashback welcome bonus page. Follow the prompts to sign up and create an account. You may sign up for as many as you like because they’re all separate companies and may offer different rates at the same time. Some portals offer a welcome bonus if you meet certain requirements. Some may require you to make a cashback earning purchase through their store links for a specific amount regardless of the exact amount of cashback earned. Another may require you to earn a specific amount of cashback through their store links regardless of how big the purchase is. The welcome bonus for each portal is specified by the landing page of each portal’s welcome bonus link.

What if I made a purchase and I don’t see any pending cashback in my account?

Most portals have a way to open a support ticket so their customer service can look into such an issue, but the ability to open a claim may be determined by the store you shopped at itself. Although most stores do accommodate missing cashback claims, some may not. As an example, on some portals, you can earn cashback on purchases of Amazon devices (e.g. Echo dots) when purchased through their amazon.com link, but Amazon does not allow for missing cashback claims in the event that the cashback you expected to earn doesn’t post to your cashback portal account.

It’s important to follow the instructions that the portal shows you for each store. For example, you may need to click through when your shopping cart is empty. In addition, using a promo code that is not listed on the portal’s website may forfeit your cashback (especially if it’s a 1-time use promo such as “XC00CS334R10R” etc).

Please note that in all cases, the final word on whether you get a new customer bonus, earn cashback on any given purchase, and general terms and conditions will be exactly what you see on the actual cashback portal's website and may vary from portal to portal. Although we try to keep all offers as up-to-date as possible on yourgelt.com, the final say is always what you see after you click through to the actual offer. We may earn a commission if a new customer signs up through our site (but this will not affect any new customer bonus you may be eligible for).

  • The cashback programs (usually referred to as “portals”) listed on yourgelt.com are all completely free to use.

  • You can sign up for as many portals as you want, the more the better, as you will then be able to choose the portal offering the most cashback for the website you are shopping at.

  • Once you sign up for a specific portal, all you will need to do is click through that cashback portal’s link to get to the website you are shopping at -before you start shopping, and all qualified purchases will then track automatically. Actual payment of the cashback you earn will vary from portal to portal, with some paying as it becomes available (usually a month or 2 after the purchase), while some will pay all available cashback only once a quarter (4 times a year). Method of payment can vary from paper checks to PayPal, ACH bank transfers, and gift cards, with some portals offering several choices.

  • Some portals offer cashback for shopping in-store at certain chain stores (for example, Rakuten has an offer for in-store shopping at H&M and many other stores). This works by having you give them your card info (linking a card) and they then automatically issue cashback when a qualifying purchase is detected on your card. Your card info will be kept secure and will only be used to calculate your cashback.

  • Some cashback portals use the card-linked method for online shopping as well, in that case, all you'll need to do is use the card you linked to make a qualifying purchase, and you wouldn’t need to click on anything.

  • The cashback portals make money by advertising the stores offering cashback, but the amount they offer to pay you will all go to you, as long as all instructions are followed and all terms and conditions are met.

  • On yourgelt.com’s online shopping cashback page, you will find direct links to signup offers for many of the most popular and reliable cashback portals. We have only included those cashback portals which can be used on a desktop browser and do not require a smartphone or app to use.

  • In all cases, the final word on whether you get a new customer bonus, earn cashback on any given purchase, and general terms and conditions will be exactly what you see on the actual cashback portal's website and may vary from portal to portal. Although we try to keep all offers as up-to-date as possible on yourgelt.com, the final say is always what you see after you click through to the actual offer. We may earn a commission if a new customer signs up through our site (but this will not affect any new customer bonus you may be eligible for).